Less-Than-Perfect Credit?
AutoCenters St. Charles can Help you Get Approval for an Auto Loan, Get Behind the Wheel of your Next Car, and Repair your Damaged Credit

Looking for high-quality used cars for sale in St. Louis, MO and having trouble getting approved for an auto loan? You've come to the right website! Here at AutoCenters St. Charles, we guarantee auto financing and we have the selection of top-notch pre-owned vehicles that you'll actually want to drive. If you have a limited credit or no credit, visit our credit building page to discover useful tips for building your credit history!

Think you can't afford a great car because of your financial situation? It's all about buying within your budget, and with the affordable bargain inventory of vehicles under $15k, as well as the skills and patience of our financing department, we'll be able to get you behind a reliable vehicle despite your less-than-perfect credit. Did you know that a car loan can help improve your credit score?

The very act of taking out a loan rather than buying a car outright works to improve your credit. So, where and when do you start preparing for buying with bad credit? Start right now by running your credit score. Once you have your credit report, we can help you repair your damaged credit, such as by pointing out risk factors that, if fixed, will be reflected on future credit reports and make you a more ideal candidate for a loan.

Next, go ahead and get pre-approved for a loan from the comfort of home. Simply fill out our online guaranteed auto financing application. Even if you've already filled out several loan applications without much luck, don't worry; filling out another won't harm your credit. Once we receive your information, one of our financial consultants will reach out to you promptly. Need assistance during the pre-approval process? Don't hesitate to contact us or stop into the dealership.

Then it's time to shop around our lot for a vehicle (within your price range, of course). We'll be with you every step of the way to help you choose the right car and auto loan that works best with your budget. Be sure to check out our tips for first-time car buyers to learn more about responsible car shopping. Even after you invest in a low-APR loan, you can continue to improve your credit score simply by submitting your loan payments on time.

Our ability to cater to drivers with all types of credit history is just one of many reasons why our customers hail from O'Fallon, St. Charles, St. Peters, Wentzville, St. Charles County and beyond. Don't be intimidated by the car-financing process! We're here to walk you through the process and help you answer the question of how much car can I afford?


Dan Jennings Motors

  • Sales: (888) 999-7777
  • Service: (888) 999-7777
  • Parts: (888) 999-7777


  • Monday 9:00 AM - 6:00 PM
  • Tuesday 9:00 AM - 6:00 PM
  • Wednesday 9:00 AM - 6:00 PM
  • Thursday 9:00 AM - 6:00 PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 9:00 AM - 6:00 PM
  • Sunday Closed